Thanks for being patient.

For those that subscribe to my blog, I apologize for being away so long.  I am have finally finished my law degree and am now working on passing the bar.  Hopefully I’ll have a little time to post some new material after the Holidays.  Hope everyone has a happy and safe Holiday season.
Tom

Part IV: U.S. Bancorp Subsidiary Regulation

This part was written with the contribution of David Holtcamp 

               The banking industry has seen rapid growth and expansion over the past two decades.  This has occurred in two ways.  Banks have expanded their area coverage spreading across the nation in an effort to gobble up market share.  They have also expanded into new areas [...]

Part III: Regulation of U.S. Bancorp

This Part was written with the contribution of David Holtcamp 
The banking industry is heavily regulated.  Recently that regulation has come under critical review.  The Department of the Treasury has issued their Blueprint for a Modernized Financial Regulatory Structure.  To understand why bank regulation is a major topic of discussion is no great mystery.  However, understanding [...]

Content Theft Issues

I regret that my site has been the target of a rash of content theft.  Nearly half my material has been taken for use by others without my permission.  As a result, I have pulled some material and have suspended publishing several articles that are ready.  There is some recourse available that I will take [...]

Expose on US Bancorp

These articles are a summary of our look at U.S. Bancorp;  In light of recent turmoil within the financial industries my colleague David Holtkamp and I have put together a summary of our research.  David focused on the regulatory agencies (parts III and IV) and I on all other aspects of this series.   
U.S Bancorp is one of the largest [...]